Ehh... what's this "we" stuff? I think the way a lot of people look at technical debt is correct, not taken from the perspective the author seems to have where debt is always bad, but rather taken from the perspective that the term "debt" is meant to convey.
Financial debt (contrary to the implied sense I get from reading this article) isn't always a negative -- business loans and even VC capital are forms of debt without which many companies wouldn't be able to exist, mortgage debt is debt without which very few people would be able to buy a home. These are useful tools. Likewise, accruing technical debt is often just part of the process of writing software, especially when "bootstrapping" new projects. In moderation, it isn't bad at all, but like financial debt, you do have to manage it, see it as a risk factor and not let it spiral out of control or else it will become very destructive.
Financial debt (contrary to the implied sense I get from reading this article) isn't always a negative -- business loans and even VC capital are forms of debt without which many companies wouldn't be able to exist, mortgage debt is debt without which very few people would be able to buy a home. These are useful tools. Likewise, accruing technical debt is often just part of the process of writing software, especially when "bootstrapping" new projects. In moderation, it isn't bad at all, but like financial debt, you do have to manage it, see it as a risk factor and not let it spiral out of control or else it will become very destructive.