An enormous number of words just to say, "Health Insurance is anti-selective." Which reminds me of a Jazz story. Miles Davis was chiding John Coltrane for the length of his solos. John shrugged, "Once I get going, I don't know how to stop."
Miles rasped, "Try taking the instrument out of your mouth."
Did you seriously just preemptively write the thread-leading snarky comment for your own post? Nice try, Reg Braithwaite. But it won't work: how dare you compare your blog post to a Coltrane solo?
Hey, I worked for an insurance company for five years or so. Nice try, but sloppy. Flood insurance, which is the main thing you talk about, isn't health insurance. Car insurance, at least in the U.S., is fundamentally different from both health insurance and homeowners insurance. Your remarks prompted me to finally start a stub on the topic, something I have wanted to write about for a long time. Thank you for the inspiration. If I wind up mentioning your piece, and possibly critiquing it, hopefully you can feel flattered rather than attacked.
Well that particular religious 'homily/joke/parable' is one of my favorites.
I'm guessing the Darwinians will jump in here with "Gov't Health Insurance" subverts natural selection. But frankly I find the whole insurance vs market economies question much more nuanced than that. Of course it is the heretical to suggest that health care, itself is the public service (you know the Army kills/wounds people, the Medics save/heal people kind of thing).
Miles rasped, "Try taking the instrument out of your mouth."