HN2new | past | comments | ask | show | jobs | submitlogin

Would you say it's a customizable investments that roughly equate to targeted retirement year fund? For example, a target 2025 retirement date mutual fund, but more specialized for short term investments?


I'd say similar in intent to those funds, but starkly different in terms of execution and associated risks.

A target date fund approaches your goals by varying the percentage of the portfolio invested in bonds and cash.

My approach doesn't rely on those fixed income instruments to mitigate risk, so isn't exposed to rising interest rates as directly.

In short, it's a new kind of target date fund (in a sense) that is smarter in the present environment.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: