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Those aren't, and never were, pensions. Few pension programs exist anymore, they were (almost) all replaced with retirement accounts starting I don't even know when, but finishing by the mid 1980s. The pension programs were all going bankrupt due to various reasons (bad economy, American industrial collapse, etc) but mostly demographic implosion.


Pensions are still common with government jobs.

> The pension programs were all going bankrupt due to various reasons

And my state is having this problem right now.




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