Note that including social security in the budget spending is misleading. It's essentially a trust fund (albeit under funded) so you can't cut spending in it. You could cut contributions and payouts (essentially privatising retirement even more), but the effects would only be noticed in decades.
I am 62 years old. What is the number 1 discussion topic with my retired colleagues?
How to minimize taxes in retirement. (the RMD causes panic because if forces taxation). Many get a pension, social security, have a 401k, paid off house, and savings. Not everyone needs social security.
