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Yes to both.

A decade ago, we bought the cheapest house in a town with an awesome school district. Since then, prices have inflated. We were lucky.

In that decade our health declined, Long Covid took me out of the workforce. It's a luxury now to have even a few dollars that I don't have to spend on groceries. We're fortunate that we bought the cheapest house, instead of a nice house, or we'd be homeless.



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