Realistically, the answer to this problem is simple. More regulations on big tech, vastly higher salaries and less emphasis on stock gambling. The rot within the economy is because someone running a small business is almost impossible nowadays. Either you get destroyed by economy of scale and monopolistic companies taking losses to destroy your marketshare, or you take in venture capital and pray to the altar of growth. If salaries kept up with inflation then there wouldn't be a need to gamble on the stock market to achieve wealth, and that wealth could be fed back into the economy in actually useful ways instead of being accumulated in the hands of wealthy billionaires.