Generally speaking, in southern Europe, electric cars are very expensive (prices start at 2-3 times an annual salary), electricity is expensive, and refuelling is complicated. There are no pre-charged electric cars anywhere; electric mopeds are available, but they are slow and have a small range. Are you sure you're in Europe?
I live in southern Europe, electric cars are 15 to 20% more expensive than equivalent ICE cars. They also get government subsidies which makes the difference much smaller. Considering the lower TCO because there's lesser need for maintenance, lower road tax, occasional free parking, and the fact that PV in homes are very common here I think owning electric is generally favorable.
Yes electric cars are more expensive but the initial investment is not that different from buying any new diesel or petrol powered car.