I think it would be a fair bet that AirBNB will not risk that and will budget out-of-pocket.
Also, I don't see how an insurance company would ever agree to pay out on past cases so my guess is that they'll be paying for all of those out of pocket.
Going forward from Aug. 15th it looks like they'll have a deal in place and in the meantime things are 'murky'. The blog post leaves enough room for AirBNB to assume complete responsibility and/or work together with an insurer, but from the point of an AirBNB host that will likely make very little difference.
i emailed with brian and they are paying all of these out of pocket, even going forward. no insurance company involved. now that opens up a whole other can of worms...
Also, I don't see how an insurance company would ever agree to pay out on past cases so my guess is that they'll be paying for all of those out of pocket.
Going forward from Aug. 15th it looks like they'll have a deal in place and in the meantime things are 'murky'. The blog post leaves enough room for AirBNB to assume complete responsibility and/or work together with an insurer, but from the point of an AirBNB host that will likely make very little difference.