Thanks for the advice! we'll definitely add more guidance here. Basically when you reach that step we don't do anything with your information until we've reached out to you and confirmed the plan details and walked you through what the product is. Very valid points about lack of education throughout the registration process.
Gotcha. Also, the minimum payment that I was able to select was about $200 more than my current credit card minimum payments. I also was able to select a "how much I can pay" number that wasn't allowed:
"The payment plan and terms selected are not compatible"
That's what I get after I click "Choose this plan and start". It took me a few times to figure out why I got that error. I had to fiddle with the monthly payment to get it above a number that was "compatible".