I didn't really learn "pat yourself first" until I was thirty. That set me back a few years, which took time to recover.
When I mentor young people right out of college, the first thing I explain to them is that very principle.
Take advantage of the 401K. Have a brokerage account that you automatically deposit into every month. Money that never passes through your checking account, is money you are likely to keep.
When I mentor young people right out of college, the first thing I explain to them is that very principle.
Take advantage of the 401K. Have a brokerage account that you automatically deposit into every month. Money that never passes through your checking account, is money you are likely to keep.