As a quick test, you might want to go back and see where that disaster investment would be today if you'd left it in? Check again in 2041 and see if it beats 3%/year. You might be surprised.
And a quick word to the wise: Never "invest" in individual stocks. That's speculation, and chances are most of the time you do it you'll lose. "Invest" in a fund that tracks the S&P 500, and don't even think about taking the money back out until you retire.
And a quick word to the wise: Never "invest" in individual stocks. That's speculation, and chances are most of the time you do it you'll lose. "Invest" in a fund that tracks the S&P 500, and don't even think about taking the money back out until you retire.