To go from a comfortable - meaning I'm not living paycheck to paycheck concerned about whether I have to pay for either food, gas, OR medicine - to uncomfortable - meaning relying on the largess of the ruling class through 'social' programs - is a step most people are not willing or able to take.
I understand that those programs are a safety net, but they are further down the cliff than most people are comfortable with. If you've hit them, you've hit two feet from bottom with a very small chance of recovery.
Does that make sense? I think it's a difference in how you define 'safety net'.
If there are people who are unable to live in a home, there is not enough safety net. Housing should be a right of citizens, as well as medical care. Private property has allowed wage inequality to increase with no end.