Usually before those 10 years are up you would have eaten the cow due to declining milk production. Whereas, in large areas of the West, a house will have gone up in value over that time. Unless there's a systemic crisis.

https://www.globalpropertyguide.com/Europe/United-Kingdom/pr... : note that 10 years ago was the very end point of the housing boom which is why Ireland and Spain look so bad on this chart.