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> A mortgage payment is a lot lower than current market rent, however.

How do you figure? Rents in London are substantially cheaper than a mortgage. In my current house, a mortgage with 10% down would be around 30% larger than the rent I'm paying. Unless you bought 5-10 years ago, but that's not really a fair comparison.



I bought about 2 years ago.

Sounds like we're in different areas of the city. I'm in Enfield.


Zone 3 for me. Prices are stupid high :).




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