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Article assumes that if you're a renter, you don't pay insurance.

Which is true for a lot of renters; but they will lose everything if the place burns down. The landlord's policy will not cover the belongings of the renters.

Comparing insured versus uninsured is stupid.



No it specifically mentions renter's insurance near the beginning but the number cited seems like a minimum policy.

> Rachel pays $307 per year in renter’s insurance.


That's about right.


It covers that: "Rachel pays $307 per year in renter’s insurance."




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