Hacker News new | past | comments | ask | show | jobs | submit login

I do not believe its disingenuous to say that they are $18k in value. That's how much the tickets cost at the time. Could I afford the tickets if I paid cash? No, but isn't that the whole point of churning?

I looked up the cheapest flights on ANA business class in September 2017 and they look to be around $6500 per person. That is still quite a bit of money saved. I potentially could afford that if I was extra frugal for a few years. It also means you can use the money for other things, which we did in the form hot springs ryokan, more gifts and souvenirs.

Figuring out which points to collect really wasn't that hard, it takes 10 minutes to look up that information. There are plenty of sites that catalog that information like reddit.com/r/awardtravel, www.awardace.com, www.awardhacker.com

Figuring out which time of the year to go may change the amount of points you need, that I agree can be annoying.

I will concede that its not a straight forward process, but its also something you can look up and research in a day.

As for the huge sign up bonuses, yes they probably won't come around again for a long time, but you can still get the amount of points needed pretty quick. Since I booked our trips in 2016 (2017 was the vacation), I have accumulated 50k Amex points and 40k Chase points. Amex has quite a few offers that double, triple, or even 10x the normal amount of points received. I bought a TV from Best Buy and got 3000 points. I signed up for "Pay over time" and got 10,000 points. I had to ship a few packages (ebay stuff) on Fedex and got 10x points for 2k points.

With Chase I put all my grocery/dining/travel expenses on it. I get 3x for that.

At the end of the day, I guess it depends on how much you want out of it. I do not do manufactured spending and buy gift cards, but I do look at deals and offers and try to maximize my point earnings. Whether you believe that's a chore and is worth it or not is up to you.




Consider applying for YC's W25 batch! Applications are open till Nov 12.

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: