Claude Code already does this, you can access it with /resume, /rewind and /fork. I'd imagine building a version that saves in the repo instead of in the home folder would take very minimal effort.
I'm using it on a large set of existing codebases full of extremely ugly legacy code, weird build systems, tons of business logic and shipping directly to prod at neckbreaking growth over the last two years, and it's delivering the same type of value that Karpathy writes about.
If you watch the demo video you can see how they would get this: the model is not aggressive enough. While it doesn't cut you off, which is nice, it also always waits an uncanny amount of time to chime in.
I hate to be the first one commenting to say this, but here it goes: the flashy LLM writing style, "Apple Event Dialect" in the README and in this comment is very recognizable and also quite irritating. If this is supposed to be boring then just state the facts and the benchmarks to prove them.
Nobody has to do anything, least of all massive corporations with country-sized revenues. It's /always/ a choice to comply or to put up a fight and deal with the consequences.
I can transfer money from Europe to Brazil in seconds with Wise. I press the button and the money is nearly instantly available in the Brazilian account via PIX. The same in the reverse direction is possible but only if you have a more modern bank in Europe, eg. N26 or Revolut.
I was thinking more of gp's comment "and the first user is an Argentinian bike importer that finds transacting with their suppliers to be challenging"
Wise isn't great for paying suppliers. Their business account limit for debit/credit is $2k, and for ACH is $50k. They have higher limits if you fund with wire, but then we're back at the starting problem again...
And still, you have no way of knowing that the receiving party actually got it. On a blockchain, the source-of-truth "database" is public.
My understanding is that Wise isn't a true international transfer. Wise has money already in a Brazilian account, and when they receive money in their European account then they send you money from their Brazilian account. If they don't have enough money in that Brazilian account then it can't be instant like it is today.
Not the full picture:
Wise is that big that it has already lots of local accounts and/or correspondent banks; so basicly "you get the money from Wise" but from a "local payment way/scheme" (to which Wise is connected in the background through several layers)
that we need one company to achieve such big scale that they literally are regulated in every single country and basically become monopolistic in terms of their influence?
a Blockchain based system can maintain similar effects but with a balance of power
reply