Social reasons it would never work. I hate to mention anything race related online but simple truth is America has complicated history and African Americans are 30% more likely to be obese than White Americans and also earn approximately 60% of income that whites earn. A fat tax, especially one that properly allocated the cost burden to the individual, would erode race relations.
fwiw the “tax” in Japan is not paid by the individual, and generally taxing the behavior via e.g sugar taxes rather than the outcome has worked better without much public outcry after the fact
Medicare prices are too low to operate on. They generally factor in the bare minimum or slightly less for the variable costs of a procedure but severely under value the fixed costs of providing the same procedure. So those costs largely get pushed to commercial payors as those are the only ones who can shoulder it.
There’s plenty of arguements about waste and executive compensation but when I was a healthcare CFO we had our financials separated where I could see individual hospital performance and all the executive/corporate stuff was separate and it still was an issue as basic capex was hard to keep up with in a hospital that had a low % of commercial patients.
Sure you’re not thinking of Medicaid? Medicare was generally pretty good for reimbursement. When my wife treated Medicaid patients, she often lost money on the cost of the supplies used to treat them, let alone rent and paying the staff etc etc. Most doctors who see Medicaid patients do it as basically pro bono. Some figured out how to game the system with economies of scale but it’s nearly impossible do do and maintain a decent standard of care.
But Medi care was right with the commercial insurers on reimbursement.
Medicaid is usually a big loss for hospitals. It’s just a cost of doing business and another reason why someone else has to pay more. It’s completely a subsidy essentially. This is why certain areas only have a county hospital, it’s likely the same area that is a food desert and has no retail banks, the simple truth is too high of a Medicaid mix will quickly sink a for profit hospital.
Medicare is as I described. Every specialty and procedure has its quirks though, some even make a killing on Medicare and not commercial but the hospital kind of represents a portfolio and the overarching economics in aggregate favor the commercial insurance. I’m guessing your wife’s specialty had decent Medicare rates but it’s not always true.
There’s even some private insurance which is effectively Medicare that has different reimburse ranges (Medicare advantage plans).
Executives like to lament the lose money on Medicare but I never really saw it that way. If you look at it isolated, sure it’s true. But if you look at it as a portfolio where your fixed costs are covered by another cohort, then it’s a huge volume to add and make money at the contribution profit line. You just have to be careful not to run fixed costs as a percentage of total revenues or something like that. The extra volume Medicare brings to a hospital or network of hospitals also has tremendous negotiating power for pharma, medical supplies and devices, etc.
Generally speaking Medicaid is worse than Medicare for provider reimbursement rates. In some states, Medicaid plan members are effectively uninsured because they can't find a provider within reasonable distance who will take new patients.
Curious as someone that doesn't experience the issue but assumes that your system Accessibility settings, maybe high-contrast, would be useful instead of expecting individual sites to tailor their color palette... does that not work?
This comment prompted me to find out about colour filters for mac os. I enabled the red/green filter, which made it easier to see the differences on the site, however the downside is it affects a lot of other colors and images on other sites, so is not a feasible solution, for me at least.
I toggle it on and off with a keyboard shortcut on a rare occasion colors are hard to read for me. Mostly use it on my phone actually (it's a triple click of the lock button on my iPhone). There are shortcuts on Windows and MacOS too. Doesn't seem like it would be too inconvenient for someone that actually suffers from color blindness or a sight issue, I would expect they'd run into the issue more commonly than me and would then know how to solve it for themselves.
A lot more inconvenient for others to have to pick colors that satisfy all potential sight issues, which is primarily why I think it should be an OS solution rather than an individual creator's responsibility. It's not that I don't care about those with the sight issue, it's purely about who is responsible for creating a reasonable solution. And honestly, there's no way every creator is going to study accessibility and so it's just a never ending uphill battle. If you had a tool in your system already that could help, why wouldn't you use it?
If you’re unsuspecting and the investors get enough return, then it’s really not to hard as no one is going to be watching you or have any reason or ability to audit your finances.
I’d say it’s almost expected that someone in that position would skim off the top in this way. The problem is he stole it all and that’s obviously going to raise questions.
I’ve seen it play out multiple times, highlights precisely why a candidate should never withhold their application based on preference of years of experience with anything. They simply haven’t put much thought into those numbers.
When I saw the headline I immediately thought of the API, this does a great job explaining its relevance in its time! It’s interesting how even programmers then were trying to learn the concept, but now “API” is common language even nontechnical people generally understand and use in conversation
I don’t know, law enforcement in the US is already heavy handed in terms of enforcement. Not that it’s done equally, which is your intention, but it’s that the enforcer already thinks they are overly powerful and already commonly oversteps and abuse their power. This pushes further into a police state.
Maybe my YouTube algorithm just shows me a lot of it, but there’s no shortage of cops out there violating people’s rights because they think when they ask for something we have to comply and see anything else as defiant.
I think we need perhaps less laws so people can actually know them all. Also, I think we need clarity as to what they are and it needs to be simple English, dummy’s guide to law type thing. But there’s a lot of issues that simply stem from things like 1) when can a cop ask for your ID? / when do you have the right to say no? 2) similar question as to when do they have a right to enter/trespass onto your property? 3) as every encounter usually involves them asking you questions, even a simple traffic stop, when and how can you refuse to talk to them or even roll down your window or open your car door without them getting offended and refusing to take no as an answer?
I don’t think we generally have any understanding of what our rights actually are in these most likely and most common interactions with law enforcement. However, it’s all cases where I see law enforcement themselves have a poor understanding of what the law and rights are themselves so how are citizens to really know. If they tell you it’s their policy to ID anyone they want without any sort of probable cause then they say you’re obstructing their investigation for not complying or answering their questions or asserting you have to listen to anything they say because it’s a lawful order; it’s just common ways they get people to do what they want, it’s often completely within your right to not comply with a lot of these things though.
I've always said one of the best non-major-related courses I took in college was Criminal Justice 101, which went through all the most applicable SCOTUS case law for common scenarios. Ignoring the variation in state laws, you could boil it down to about 30 rules of thumb. Many of the most important are covered in the classic YouTube lecture 'Don't talk to the police.'
Teaching this as a requires HS class would be an incredible benefit to society, because, on the flip side, many police encounters escalate to violence because the citizen has an incorrect understanding of where their rights end/don't exist.
The most obvious rule to follow is that you should always assert your rights (correct or incorrect) verbally only, as soon as you involve physical resistance, the situation will deteriorate rapidly (for you.) Any violations of your rights will be argued and dealt with in court, not on the street. Confirm requests/demands from officers are 'lawful orders', and then do them.
Is it? Maybe with survivor bias but what about all the laid off tellers? Did their situation improve? Walmart grew a lot over this time period, maybe most of them had to downgrade and be cashiers for a generally bad employer.
Also, and this might be a different analysis and topic, but tellers in the 80s had a pretty good job. It was often a decent wage with a pension and good benefits. Maybe on par with a teacher or government employee - granted not the highest pay but good, was considered a “profession”. Compare that to how it’s changed, it’s a low hourly rate on par or only slightly above retail and fast food work, heavy part-time status so as to avoid paying benefits.
I wouldn’t say that was a great example and is likely to be what may happen elsewhere once the routine work is sufficiently devalued.
My main reason to go to bank after online was to deal with physical things. Mainly checks and specifically depositing them. Now, I can usually do that with my phone because of the camera. Even if I had a webcam before, I don’t recall the functionality being there. They had check scanners but usually for businesses and my check volume is really low so never made sense to get one (usually came with a monthly fee to have one iirc)
Even now, the mobile deposit limit seems sufficiently low that I still go to the bank with more frequency than I’d like. Luckily, the ATM at the bank has a check scanner now that doesn’t have a limit so that’s usually easier and faster. It’s the daily $5000 limit I hit the most, a single check and put me over it and require a trip to bank. I think the monthly limit is $30000 and that doesn’t get in my way often. I think $5000 is too low of a daily limit. It’s common enough that I have to make a $5k+ settlement with friends/family that usually always has to be done by check. (For curious, This is usually travel that I pay for and we settle up later.)
Less common, but sometimes I need to get a bank check (guaranteed funds) or a money order. Way less frequent is need to get/give cash funds. Usually can use ATM for this unless it’s a larger withdrawal or if I need some particular denomination. This whole paragraph accounts for about 1-4 annual trips in any given year though.
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