They’re unwilling to pay for fast mode because of the current step function price increase once you hit your quota. It’s a psychological effect. Because most shops I know in the US currently paying $125/mo per seat for Claude would happily - HAPPILY - pay 2x, and begrudgingly pay 10x that amount for the same service. If fast mode was priced 25% or 50% more they’d happily pay for that too. But it’s just not priced that way currently with weird growth subsidization & psychology.

Seems like a pretty obvious effect no? There’s a major power imbalance between professor and student. Not sure how much it would extend outside of the classroom.

Closing certainty is a major reason people will take all-cash offers over financed ones. Even if you're pre-approved for a loan.

A cash offer will still fall apart if the appraisal comes in too low, I would think. Or does the term "cash offer" imply that no appraisal will be done?

Appraisals are generally done to ensure that the loan guarantor will be able to recover their investment if the party taking the loan defaults. Therefore, cash offers don't perform appraisals. Cash offers lower risk for the seller and provide fastest time to close the transaction.

There is no purpose for a cash buyer to pay an appraiser to appraise a house. They have already decided to pay the price, so who cares what an appraiser thinks?

Probably the latter, the appraisal is typically mandated by the bank issuing the mortgage.

Unfortunately the problem is literally the way the government is structured from an electoral + mathematical perspective. Particularly heinous failure mode is polarization, which has been the norm for 50+ years (really started after Vietnam). Biased towards inaction and status quo structurally. The last sustainably unifying event was WWII, which doesn’t bode well.

The randomness is whether the committee reading your essays read them before or after lunch, or if something you wrote reminded them of their first romance, etc. etc. etc. The scores may not be "random" in the truest sense of the word, but the latent state that determine them is unknowable a priori and therefore the scoring ends up being highly stochastic.

I think OP is speaking about people who have 5x or more than their current salary in equities, where even a 50% temporary drop in assets will have no meaningful effect in lifestyle (and a long-term 50% drop in S&P would be apocalyptic, bigger fish to fry).

I think that's a bet that is contingent upon not getting laid off for more than a year during a period when there is 20-30% drawdown. If that happens, then any growth differential between equities and SPAXX's 4% is going to be wiped out -- in which case it was better to have stayed with SPAXX which offers liquidity and modest but stable growth at near zero risk.

It's not a sure win rule.

A better strategy is to hedge (bet maybe 3 months of your 1 year emergency runway), but that requires some acumen.

>A better strategy is to hedge (bet maybe 3 months of your 1 year emergency runway), but that requires some acumen.

Yeah that’s what I was suggesting when I said you don’t need keep your entire 1 year emergency fund in low risk investments (assuming you have much more than a year of runway).

Intellectual property is theft

So what's my incentive to write music(which is free to listen to) if someone can just use it commercially in a game or show with no compensation?

Why would I do character design when Disney could just take it for free and leave me SOL?

You're right, we should get rid of profit too

I mean if I can still make stuff, survive, and society doesnt collapse... sign me up

There are certainly flaws in the current system but I don’t agree all intellectual property is theft.

It’s what lets authors make money from a book without other people ripping them off, to cite one example.

On Linux I’ve done this by pinning processes to a certain range of CPU cores, and the scheduler will just keep one core free or something. Which allows whatever I need in terms of management to execute on that one core, including SSH orUI.

For events specifically, my cohort (somewhere between Gen-Z and Millenial) have moved event organizing entirely to Partiful, which I've found to be far superior to Facebook Events. Doesn't help with group posts though.

I’ll second Partiful.

Their use of good old fashioned www links and SMS messages makes it easy for everyone to share and join events. No app and no Partiful account necessary.

They also have simple and good event privacy model, group scheduling, reminders, Venmo based ticket system, and group chat.

It’s taken over almost completely in my social circles and I’m all for it.

Any idea what the business model is?

It seems like they might have group organizing features now, but I'd be concerned about adopting it for a group without a clear idea of how they're going to make money

From Google:

> Partiful does not make money yet. They are a venture-backed startup with many millions of dollars of funding. They will eventually offer a premium version, an ad-supported model, or be acquired by a larger company like Eventbrite, Ticketmaster, Snapchat, or one of these other potential acquirers.

Basically, enjoy it while you can. There is nothing wrong with using a free service like this while you can. Best case IMO is that they monetize it with low fees and have a product that is actually worth paying for.

I can throw my site Partey.io into the mix. Works without VC backing for free (I run it and it’s cheap for me). No need to expose your phone number, an invite is just a link you can share.

Nothing in this article (nor its citations) claim that the product is being discontinued. Ramping down production of this version is not the same as discontinuing - and even that probably doesn't have a huge impact on whatever long-term vision Apple has for this product line.