And the US system is one of the main reasons there's resistance to loosening single-payer in Canada. Wait times for MRIs (and other procedures) depends on need -- low priority cases will get bumped for more immediate issues. Psychiatrists _are_ covered under MSP (with a referral), although psychologists & counselors are (generally) not. But non-government insurance plans will often cover them as well as prescriptions and other non covered services. Such extended medical plans are often a work benefit (like in the US).
If your employer has an RRSP matching plan, any matched contributions (both your contribution and the employer matching funds) are generally tied to a specific provider with limited options, relatively high fees, etc.
But any separate contributions can be managed as you want, with some (broad) limits.
When I did avalanche safety training, we were told your chance of surviving an avalanche with (shovel/probe/beacon) is about 50% overall. Roughly 25% of people are killed in the avalanche (before it stops). If you survive the initial avalanche, if you're buried your buddies have about 10 minutes to dig you out. After that, survival rates drop rapidly.
Assuming you have people around that can locate you/dig you out (beacon/shovel/etc. you mentioned), and you manage to have some breathing space (that could allow you to survive for a few hours in the best case). If not, then probably those stats with lightning strike might be comparable, i.e. you rarely survive. There are plenty of "lone wolf" tourists/off-slope skiers. I used to ignore these when I was a reckless teen, now I try to be super careful.
Also, apparently, the rocket exhaust actually recirculated up the sides of the Saturn V inside the boundary layer, well past the point where the fins attached. See the picture in the following paper, where it appears that the exhaust is originating from a point about halfway up the first stage.
