Yes it does? The details are file system specific and if they support mmap then it's also likely there's a page alignment requirement but that's not atypical.
I have 2 and 3 year CDs in a bunch of banks. (This is a common use case, people open separate accounts because of the FDIC insurance limit in any one bank). I only need to log in again 2 or 3 years after opening the account to either take the money out, or open another CD.
Some of these banks expire passwords every 6 months! That's insane. I have calendar reminders set to remind me to log in and generate another password with LastPass.
I can't recommend e-banking enough. Through Fidelity you can purchase CDs from a number of banks across the country, shopping for the best interest rates. And you can create an auto-rolling CD ladder if that's your thing. I presume other e-banks like Schwab have similar features. Then you can manage all these things in one place, while getting the benefit of having your funds FDIC insured because they're technically CDs at multiple banks behind the scenes.
I would think money market mutual funds are a more liquid, easier, higher yielding version of that. They don’t have the FDIC insurance, but they’re well diversified and invest in the highest grade of bonds, and “breaking the buck” (holding less than enough to redeem all deposits) is extremely rare.
*A common use-case for millionaires. FDIC limits are $250,000 per-institution, per-account owner, per-account type (CD, money market, savings, checking) and my understanding is joint accounts are considered separate owners so two spouses could have up to $750,000 in CDs at a single bank and be fully insured.
I don't get the "no late fees" feature. I suppose they'll still make plenty of money with the interest charges, and they'll probably freeze the card for new charges at some point.
its value added BS. Dolby tries very hard to be Creative 2.0 by pushing patented crap into standards (hdmi, bluray) to position itself as essential for hi def audio = collect patent tax.
My Dell laptop has "MAXXAUDIO PRO", which does a bunch of heavy-handed stuff to make audio sound "better." I finally found the program when I was trying to figure out why my audio levels seemed to change.. My music would get louder over time, and if I moved the volume one increment up or down, it would drop back to the normal level. Turning off the sound-mangler solved that issue and allowed my music to sound the way it's supposed to.
It really frustrates me when manufacturers include crap like that.
Yes! This is why I was thrilled when Microsoft started making their own laptops. The only thing I had to kill on this Surface Book was this annoying little popop that offered deals on Microsoft Office, and that was simple to disable--it had an uninstall button right on it.
I switched back to Windows 10 as my primary desktop and laptops OS after years of running Mac -- especially on laptops.
We do a lot of high-end GPU stuff here, and Apple doesn't make any hardware that supports multiple high-end NVIDIA cards in any practical way. And no Apple monitor does 100% AppleRGB or any of the cinema color spaces, so we always needed third party monitors when doing color work.
Windows 10 is as nice and stable as Mac OS used to be (before Steve Jobs died).
Consider that the average inflation rate is 3-4%/year[1][2], and houses generally tend to increase in value at roughly the same rate as inflation[3]. Thus, your property taxes are expected to get cheaper in real cost every year, assuming the housing market is relatively stable.
Of course, in SV, the situation is much much worse than this, because housing prices have grown much faster than inflation due to the booming economy.
